Bad/Adverse credit mortgages
Have you had some missed payments on a mortgage or credit card or had defaults or CCJ's registered against your name due to any reason, we are here for you. However your circumstances have improved now and you are in much better position and are wanting to move home or buying your first house or simply want to raise some money for any purpose, we can help.
We’ve helped hundreds of customers who have had a bad credit rating or have previously had payment problems such as missed mortgage payments, defaults on credit cards & loans, CCJ's, and customers who have been bankrupt. We are a specialist bad credit mortgage broker based in the UK who has years of experience in dealing with customers who have had bad credit problems.
Whatever your circumstances have been in the past we here at Right Choice believe that the past should not hold you back for future planning i.e. getting a new house or doing some home improvements or wanting to remortgage your house to raise money for any reason.
Give our expert advisors a call to discuss.
*All mortgages are subject to status and a personalised illustration will be required.
Second Charge Mortgages
A second charge mortgage is a mortgage that is secured against a property which already has a primary mortgage. This second mortgage is used to borrow against your property and is entirely separate product from your original mortgage from a new lender.
*Think carefully before securing other debts against your home.
Commercial Mortgages
A commercial mortgage is a mortgage that’s secured against a commercial property, such as a business, shops, warehouses, agricultural land, hotels and more.
You may require or benefit from a commercial mortgage if you’re a:
- Business owner who wants to buy a property and use it as trading premises
- Commercial property investor who wants to buy a property and let it out to a business
- Residential property investor who wants to buy a block of flats to let to tenants
- A commercial or residential property owner who wants to remortgage under a potentially cheaper mortgage
Bridging Finance
Right Choice offers bridging funding solutions for clients seeking a short-term loan secured against real estate for any purpose.
Property buyers usually use bridging finance to close the gap between the purchase of a new property and the approval of a traditional mortgage, the sale of the new property or the release of funds from an existing property.
*The FCA do not regulate certain types of Bridging Finance.
*If you care unable to exit Bridging Finance by a given redemption date, fees and interest will be charged which could be excessive.
Expat Mortgages
An expat mortgage is a mortgage taken out on a property in the UK while you’re a UK expat – a UK national living abroad. As one of the best expat mortgage brokers in the UK, we regularly help UK expats arrange mortgages for properties in Britain, whether that’s for an investment, a home to return to or a home for their family to live in.
Expat mortgages are different from an overseas mortgage, which is where you take out a mortgage for a property that’s not in the UK but is overseas.
Development Finance
Have you always wanted to build your own home? We can help contractors secure mortgage funding to allow them to build or customise their own homes. Self-build contractor mortgages are available for all contracting professions.
Why Not Give Us A Call and See How We Can Help?
Our advisors will help you choose the correct product for you, which is suitable, affordable and will fit your budget. They will take all the necessary steps to make sure that you are happy with the mortgage product we have chosen for you. Once you are happy with the product we can apply to the lender and get the mortgage offer for you.
We will help you along the way to deal with solicitors until you get the house keys. We will try to make the whole process as smooth as possible taking the stress away from the house buying process.
We also can also arrange life protection cover which will suit your budget, helping you protect your family and your income.
Why not give us a call and see how we can help you get the right cover for the right amount that suits your budget?
Need Professional Financial Advice?
Speak to us today for an honest, impartial and friendly service tailored to your needs.
Your home may be repossessed if you don't keep up repayments on your mortgage.